Dental insurance can help a great deal when you’re faced with a bill for extensive dental work. However, it’s important to know just what your policy will cover and what it won’t.
Dental insurance typically classifies various procedures as “mandatory” and “elective.” Mandatory procedures are those that need to be done to maintain your dental health. Preventive dental care, like twice-yearly cleanings, yearly fluoride treatments, and periodic X-rays, are often covered by a dental plan. Fillings, crowns, and other treatments for cavities are usually at least partially covered.
Procedures considered to be elective, however, often are not covered, or are covered at a substantially lower rate than mandatory procedures. Much cosmetic dentistry worked is considered to be elective, so if you’re considering cosmetic dentistry, be sure to consult with your insurance company to find out how much, if any, of the cost will be covered.
Procedures often considered to be elective include :
- Tooth whitening
- Porcelain veneers
- Gum contouring
- Porcelain crowns or composite fillings
Because every insurance policy is different, be sure to ask about your coverage before undergoing a cosmetic procedure.
For more information about cosmetic dentistry procedures and dental care financing options, please contact Phoenix, Mesa, and Scottsdale, Arizona area cosmetic dentists Scott LeSueur, DDS and Charles Dodaro, DDS.